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100% Home Upgrade Financing

City-endorsed financing available through

your local clean energy district.

WHY Ygrene?


$0 down 1


Lowest monthly payments


no impact on credit score


interest may be tax deductible2


no payments up to 12 months3

100% Financing, $0 Down Financing covers all of the installed costs associated with your project. No down payment, period.


Lowest monthly payments Terms up to 20 years mean lower payments (and more money in your pocket). And the interest may be tax deductible,2 lowering your effective interest rate and monthly payment even further.


Finance up to 10% of your home’s value Finance projects up to 10% of your home’s value if you have at least 15% equity. Minimum finance amount is $2,500.

Example: If your home is valued at $300,000 and you have no more than $255,000 in debt on the property (at least 15% equity), you can finance improvements worth up to $30,000, or 10% of the total value.


Payments Made Along with Property Taxes Payments show up as a line item on your property tax bill. Payments transfer upon sale in most cases, so you can pass the remaining payments on to the new owner if you sell your home.


Increase Your Property Value Improvements to your home increase its value, and energy improvements increase it even more. According to The Appraisal Institute, “energy-efficient homes have higher values and sell for more than their non-energy efficient neighbors.”


Make a Difference Finally, a way to make a significant positive impact to reducing greenhouse gas emissions and improving our environment.


Beautify your home Show off your homeownership pride while making your family’s living environment more comfortable and clean, all while enhancing the beauty of your home.


1. $50 application fee can be financed as part of the project. 2. Ygrene cannot provide accounting advice; consult your Certified Public Accountant and tax advisor. 3. Depends on timing of project completion. Does not change due date of property tax bill. 4. Some other eligibility requirements may apply.